How to use this tool
- Enter your values in the labelled fields or load the worked example.
- Review the assumptions below, then run the tool.
- Review the result, then copy or download it.
Try this example
{"grossMonthly": 6000, "housingPercent": 28, "debtPercent": 36, "otherDebt": 400, "taxInsurance": 300, "annualRate": 6, "months": 360, "downPayment": 40000}Accuracy and scope
User-entered budget ratios; no lender approval or country-specific rules. Fixed rate, taxes/insurance entered monthly.
Is my data uploaded?
This tool runs locally in your browser. Input and output are not sent to a processing server. Copy or download your result before leaving the page.